What is the "certificate of debt" that Jesus canceled for us?

I recently heard a popular Protestant apologist argue that Colossians 2:14 is a strong proof text for Protestant doctrines such as Penal Substitution and Faith Alone. In this article, I want to look at this verse and show why this Protestant apologist is engaging in poor exegesis. The passage (briefly) is as follows:

¹¹ You were circumcised with a circumcision not made with human hands, ¹² having been buried with him in baptism, you were also raised with him through faith. ¹³ And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses, ¹⁴ by canceling the certificate of debt with its legal demands that stood against us . This he set aside, nailing it to the cross. ¹⁶ Therefore let no one pass judgment on you in questions of food and drink, or with regard to a festival or a new moon or a Sabbath.

The Protestant made the claim that the phrase "certificate of debt" here was synonymous with "sin debt," and that by "canceling" it Jesus thus received the punishment our sins deserved. While his explanation is understandable, it is not genuine exegesis, and misses out on the richness of Paul's theology. Here's why.

A powerful verse against Faith Alone (Matt 7:14)

Catholics love the Sermon on the Mount (Matthew ch5-7) but Protestants generally avoid it, since it doesn't fit with their ideas of how salvation is supposed to take place. This Sermon is full of passages that contradict the Protestant doctrine of 'Salvation by Faith Alone', and in this edition of Quickie Apologetics I want to call attention to a section of the Sermon on the Mount that we all know but don't often think of: 

Enter by the narrow gate. For the gate is wide and the way is easy that leads to destruction, and those who enter by it are many. For the gate is narrow and the way is difficult that leads to life, and those who find it are few. (Matt 7:13-14)

How often do we hear Protestants ridicule Catholics for 'complicating' Salvation. Protestants insist that 'getting saved' is so easy that all we have to do is believe, that faith alone in Christ's finished work on the Cross is all that it takes. But given the above teaching of Jesus, what is so "difficult" about the Faith Alone approach? What is so "narrow" path about it? Why are "few" saved if all they need to do is believe? The answer to all these is: nothing.

Protestants typically 'interpret' the teachings of Jesus as being either (1) meant for Old Testament folks alone, or (2) simply to show us how sinful we are, not to actually impose any commands or expectations upon us. Such is quite absurd, and effectively renders the Gospels hollow. This is why Protestants hardly ever quote/read the Gospels. The honest truth is, this is not an easy teaching of Jesus, but Catholicism has always understood that Jesus really meant it, and thus we strive to conform our life to everything Jesus taught, whether comfortable or uncomfortable.

How to punish a Calvinist (1 Cor 11:32) - Part II

I love to spring 1 Cor 11:32 upon Protestants, especially Calvinists, because of the reaction it gets from them: But when we are judged by the Lord, we are disciplined so that we may not be condemned along with the world. The plain teaching of this passage is that Christians are not "eternally secure" but rather must be disciplined to be kept from turning to sin, falling away, and being damned. I wrote about this in an older post (HERE). 

In this post, I want to call up one of my favorite Catholic apologists, John Calvin, for his thoughts on this verse:

But when we are judged Here we have a consolation that is exceedingly necessary; for if any one in affliction thinks that God is angry with him, he will rather be discouraged than excited to repentance. It is an inestimable consolation that the punishments by which our sins are chastened are evidences, not of God’s anger for our destruction, but rather of his paternal love, and are at the same time of assistance towards our salvation, for God is angry with us as his sons, whom he will not leave to perish.

When he says that we may not be condemned with the world, he intimates two things. The first is, that the children of this world, while they sleep on quietly and securely in their delights, are fattened up, like hogs, for the day of slaughter (Jeremiah 12:3.) For though the Lord sometimes invites the wicked, also, to repentance by his chastisements, yet he often passes them over as strangers, and allows them to rush on with impunity, until they have filled up the measure of their final condemnation. (Genesis 15:16.) This privilege, therefore, belongs to believers exclusively - that by punishments they are called back from destruction. The second thing is this - that chastisements are necessary remedies for believers, for otherwise they, too, would rush on to everlasting destruction, were they not restrained by temporal punishment.

The reason why John Calvin is one of my favorite Catholic apologists is because he often proves the Catholic case for us, so that his beloved followers (Protestants/Calvinists) cannot object without looking silly. For example, many Protestants would try to dodge this verse by saying Paul isn't talking about real Christians (but rather fake Christians) and/or that Paul isn't talking about damnation. Both of these (weak) objections are denied by Calvin.

Here we see that not only does being chastised not mean that God is angry with you, it is for your own good, since God only disciplines His sons. This means that His Son, Jesus, could not have been punished in some manner equivalent to eternal damnation, such as how Protestants think Jesus endured in our place while on the Cross. Next, we see that we cannot be "covered by the Imputed Righteousness of Christ," as Protestants think, nor are we eternally secure, since by acting sinfully God sees this and inflicts temporal punishments so that the Christian will reform their life and not be damned. Thus, God is not looking at the Imputed Righteousness of Christ instead of us, but rather God looks at us (Paul says we are "judged" by God) and rewards/punishes us accordingly, to keep us on the right track, since it is by our behavior as Christians that determines if we are saved. This verse is a dagger against Faith Alone.

Did the OT Animal Sacrifices "pay the price" for your sin? - More Problems with Penal Substitution

People who frequently read this blog know that I have many posts clearly explaining why the animal sacrifices in the Bible were not 'taking the punishment the sinner deserved' (Penal Substitution). In this brief post I want to share a most significant aspect that is typically overlooked entirely. 

Many folks think the animal's getting slaughtered for sacrifice were 'paying the price' for the individual's sins, so that the individual would not have to 'pay the price'. But the simple fact is, animals were not free (cf 2 Sam 24:24). Whether you raised animals or whether you had to buy them, there was a noteworthy cost. I estimate that a lamb would cost around $300 dollars. Because finances were a factor in whether someone could meet their obligation, the Law makes room for those who could not afford a lamb, e.g., those who could only afford two pigeons (Lev 5:7), or even those who could only afford a sack of flour (Lev 5:11). The point remains though, even if scaled down, the person who sinned (unintentionally) was going to take a financial hit of $300 dollars (or equivalent) each time. That's not chump change, and it can add up. 

Imagine getting a $300 speeding ticket every month of the year (which is like a monthly car payment). That would be around $3,600 in fines per year. Thus, if you're an Israelite paying a few thousand dollars for animals each year, that's definitely a significant punishment. Financial punishments are no joke. And in the context of Penal Substitution, we can see that an Israelite taking the financial punishment, not to mention the time investment, means they were the one 'paying the price' for their sins. It makes little sense to think the animal being killed was being punishment in your place when just prior to the slaughter you had to pay $300 which you worked hard to earn. If someone was making minimum wage and working 40hrs per week, then to sin within the Levitical system meant you lost wages for basically a whole week of work! You definitely didn't escape personal punishment as an Israelite. And Leviticus 6:5 (Lev 5:16) explains that if you defrauded a neighbor, you had to pay back that amount, plus an additional 20%, plus offer a sacrifice! Ouch!

In closing, I should add that such a system seems unjust for God to put people under. The fact is, this 'burden' was not originally part of what God expected of them, but rather many of these rules and regulations were placed upon the Israelites only after they kept turning to sin. St Thomas Aquinas and other theologians explain that by putting all these expectations upon them, God was trying to not leave them with any time or resources to turn back to idolatry. But, this was only a temporary fix, as the real problem was an interior one, of the soul, which requires the Sacrifice of Jesus to heal.

How Mary became the Redeemer of Jesus - More Problems with Penal Substitution

The following is passage provides a quickie argument against Penal Substitution* as well as some other gold nuggets. In Luke 2:22-24, we read: 

And when the time came for their purification according to the Law of Moses, they brought him up to Jerusalem to present him to the Lord (as it is written in the Law of the Lord, “Every male who first opens the womb shall be called holy to the Lord”) and to offer a sacrifice according to what is said in the Law of the Lord, “a pair of turtledoves, or two young pigeons.”

Here are the fascinating gold nuggets that are worth knowing.

First, the Protestant notion of the Cross & Atonement (what they call "Penal Substitution") is that a sinner's guilt is 'imputed' to an innocent substitute, which then takes the death penalty in place of the sinner. But in this case, what was Mary's (grave) "sin" here that had the death penalty hanging over Her head, which She had to then transfer onto two turtledoves? The obvious issue here is that Mary had given birth to the Messiah, Jesus. But this certainly was not a sin in any sense. Thus, Mary's sacrifices couldn't have been about imputing the guilt onto an innocent animal substitute, much less was the animal receiving the death penalty. Thus, an animal being killed in sacrifice should not be assumed to be modeling Penal Substitution. 

That said, a Protestant might object at say that this Mary situation doesn't affect Penal Substitution at all, since some sacrifices weren't about atoning for sin but rather simply about ritual purification. While there is truth to this claim, this Protestant "objection" actually backfires. The passage which Luke is referencing is Leviticus 12, a short chapter on childbirth ritual purification. (I brought this up in an older post, HERE) The plain fact is, Leviticus 12:6-7 explains it as "a turtledove for a sin offering, and the priest shall offer it before the Lord and make atonement for her. Then she shall be clean from the flow of her blood." Notice the explicit mention of "sin offering" and "make atonement". This is yuge because it means the sacrifice Mary had offered was not something distinct from the standard "sin offering" which Leviticus 4-5 tells us about. In other words, this is clear proof that "sin offering" and "making atonement" don't need to involve Penal Substitution.

Note that Leviticus 12-15 are about various types of ritual purification, not having to do with guilt for actual sins, yet all involving "sin offering" to "make atonement". Also noteworthy is that these purification chapters come, right before Leviticus 16, which is the Day of Atonement ritual (centered on purification, see HERE and HERE). 

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